People who take financial advice ‘£40,000 better off’

People who receive either independent or restricted financial advice are on average £40,000 better off than their unadvised peers, research by the International Longevity Centre-UK (ILC-UK) has found.

The research, supported by Royal London, found those who received financial advice between 2001-2007 had accumulated "significantly more" liquid financial assets and pension wealth than their unadvised counterparts by 2014.

The report ‘The Value of Financial Advice' examined the impact of financial advice on two groups - the ‘affluent' and the ‘just getting by'.

The affluent group was formed of a wealthier subset of people who were also more likely to have degrees, be part of a couple, and be homeowners.

Housing crisis sees ownership hit 30-year low

Housing crisis sees ownership hit 30-year low

The Guardian Hilary Osborne

Home ownership in England has fallen to 64% of households, the lowest since 1986, according to Resolution Foundation. Home ownership in England reached a peak in 2003, when 71% of household owned their home. The numbers began to drop as properties became less affordable and continued to fall after the housing market crashed after the credit crunch in 2008. Since then, levels of private renting almost doubled, from 11% to 19%.

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Highly Commended – Money Marketing’s Best Use of Technology Award 2016

Highly Commended – Money Marketing’s Best Use of Technology Award 2016

Not only were we able to pick up Highly Commended for 'Best Use Of Technology By An Adviser' at last year's Money Marketing Awards we did it again for 2016. is a proud two-time consecutive winner of this prestigious accolade. We are truly honoured to receive such esteemed recognition for our drive to continuously deliver better financial consultancy and services to our clients.

Getting To Grips With Auto enrolment Costs

Getting To Grips With Auto enrolment Costs

Most businesses will be aware now that workplace employee pension schemes are coming into force over the next few months, but many are still having trouble getting to grips with Auto enrolment costs.

For small businesses in particular, Auto enrolment is an expensive exercise, and there are lots of potentially forgotten expensive that can drive up the cost beyond your budget.

How Wealth Has Changed In The Queen’s Lifetime

How Wealth Has Changed In The Queen’s Lifetime

64 years ago, the world was very different. Winston Churchill was Prime Minister, Vera Lynn and Doris Day ruled the musical charts, and Princess Elizabeth took the throne following the death of her father, George VI.

Fast forward several decades, and Elizabeth II is now Britain’s longest reigning monarch, still going strong at 90 years of age.