In the past year, due to pensions reform, the UK pensions market has undergone radical change and savers will have more autonomy and more choices now than ever before since 6th April 2015.

Whilst this is undoubtedly a positive development for many, it also means that savers need to be better informed than ever before about the benefits and potential downsides of different types of pension.

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Moving house can be a very stressful time, packing and unpacking and making sure that children, pets and prized belongings make it to the new property all take a toll on the nerves.

In addition to this, there are a range of small but important admin jobs that need to be done before, during and after the move.

If your dream retirement is somewhere with more sunshine and less rain than the UK, then it may be time to ask yourself “how will moving abroad affect my pension?”
The State Pension
You can claim your UK state pension if living abroad, but it will continue to be paid from the UK and in pounds sterling.

“How much do I need for my retirement” is arguably one of the most serious questions facing a working-age adult. The answer ultimately depends on two questions. When do you want to retire and what kind of retirement do you want to have?
Planning Your Retirement
If you want to retire at 55 and spend the rest of your life cruising the world on your private yacht, you're going to need a whole lot more money than if you want to retire at 75, downsize your house and spend the rest of your life writing, painting and gardening.

For many of us, financial uncertainty seems to be a key feature of life; saving and investing for the future in a time of low interest rates has become immensely challenging.

Many people who have accumulated savings, inherited money or wound up with a significant sum to invest, look instead to the buy to let property market in order provide for their futures.

Saving for a rainy day is what lets you buy an umbrella to keep you dry until the rain passes. Alternatively you may be saving with a specific goal in mind, for example to buy a house. Like many aspects of life, your saving needs and habits may change as time goes by.