Many business owners with small numbers of employees may be leaving themselves, and their staff open to losing their savings. This is due to poor choices being made on the selection of Auto enrolment pension schemes.

The schemes causing concern with The Pensions Regulator are known as "Master Trust" Scheme.

Pensions law for employers is changing. It is very important, as an employer, that you understand what you need to do and by when to avoid a fine.
The new pension regulations default scheme
Under the Pensions Act 2008, all employers regardless of how many people they employ, must auto-enrol their employees on a workplace pension scheme.

The film Jupiter Ascending is arguably a sci-fi version of Cinderella.

Jupiter (Mila Kunis) lives a life of drudgery until she discovers her true destiny. The new state pension rules aim to save those planning for retirement from a life of penny-pinching.

Workers who were automatically enrolled into a pension at work may lose their savings.
Thousands of people who have been enrolled into a pension scheme at work could lose all their savings. The Pensions Regulator says the problem lies in the fact that some 'master trust' pension schemes may be too small to survive, while some may be being run by people who are not up to the task.

How To Protect The Value Of Your Home
A decade ago, adding value to most properties was simplicity in itself, you simply bought a house and waited. This was during an unsustainable housing market boom that ended in an epic slump and it isn’t one we should be hoping for again anytime soon.

Is A Self Invested Personal Pension Right For You?
In the past two years, due to pensions reform, the UK pensions market has undergone radical change. Savers now have more autonomy and more choices now than ever before.

Whilst this is undoubtedly a positive development for many, it also means that savers need to be better informed than ever before about the benefits and potential downsides of different types of pension.

No one is as wise, prudent or capable of self restraint as they think they are.

When we think of a large sum of money, £100,000 say, we tend to think in terms of what it might buy: An incredible car, several years travelling round the world, a large new extension transforming our house into a dream home, or continued financial security in our old age?

The latter is, of course, less exciting, less glamorous, and less fun, but far more important, which is why, when savers became eligible to draw down their pensions, everyone urged them to exercise a degree of caution.

For some of us, a good proportion of our time is spent avoiding thinking about difficult or uncomfortable things.

Tax bills, medical checkups, dealing with difficult people at work are just a few, but one of the more overlooked areas in many of our lives is that of insurance cover.

The late 1980s TV series “Home to Roost” saw Henry Willows (John Thaw) have his life turned upside down after his 18-year-old son Matthew came to live with him. Today practical economics has made adult children living at home a reality in many families.

In the UK today 40 percent of people consistently put away too little money each month to fund the cost of their retirements. Too many people simply spend for today being unaware that tomorrow waits for nobody.

Throughout the working lives for many of us the day on which we will need to draw on our pensions seems consistently far away.