Understanding your risk profile - When you sit down with your adviser to talk over how to invest your retirement savings, chances are he or she will give you a questionnaire about your risk tolerance and financial goals. We look at what that's all about and why it is so important for you to get it right.
Regardless of our legal obligation to implement health and safety legislation, it’s in our interests as employers to look after the well-being of our staff. As responsible employers we do everything in our power to protect our employees.
But, have you ever thought about how would you protect your key staff were they never to turn up for work again?
As a key link in your value chain, have you thought about who would handle your client relationships or be that go to guy when something is not working? Would your business survive intact and at what cost? What if that person was you? Just how would you protect your business?
Well perhaps it’s time to stop leaving it all to chance and consider how important life insurance is to your business continuity.