Financial affairs are one of our most sensitive, and so we take extra care when choosing someone to provide us with advice. We wish for someone who will give us sound direction, but also act with our interests at the forefront. I can assure anyone that I have found such a professional in Mr Gareth Higton, whom I consulted regarding protection for myself and my family. Gareth is faultlessly knowledgeable about the ever changing financial sector and projects a real enthusiasm for his role. Naturally, therefore, clients such as I feel at ease in a situation when it is needed most, and are entirely confident we have received help that will give us maximum benefit for years to come. I believe financial advisers are there to make us richer and safer, and Gareth certainly fulfils my definition of the role. I commend him to you.